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Roseville Refinance Blog
Home Refinancing Roseville
12/18/2012
The Home Refinancing Experts Over the last 20+ years in Roseville and the Home Refinance industry, We have built our business philosophy on three simple but important traits. Honesty, Integrity and Service! These three traits are the cornerstone of our business and personal life. we believe a mortgage transaction should be about building lifelong relationships and helping our customers achieve the American Dream at the best price and with exceptional service results. I take a consultative approach by listening to our client’s...
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Existing Home Sales Jump; Median Price Continue to Rise
9/19/2012
Existing Home Sales Jump, Median Prices Continue To Rise Sep 19 2012, 11:57AM Existing home sales and home prices both improved in August, with sales rising 7.8 percent on a seasonally adjusted annual basis. According to information released this morning by the National Association of Realtors ® (NAR) August was the sixth consecutive month for a year-over-year median price increase. Median prices were up for both single family and attached units. Total existing home...
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Mortgage Rates Unchanged To Slightly Lower; Hovering Near All-Time Lows
9/18/2012
Mortgage rates moved slightly lower today in most cases, though some lenders rates were marginally higher today. On average, rates are once again in line with the ALL-TIME LOWS seen on July 23rd of this year. As was the case last time we hit all-time lows, the Best-Execution rate for 30yr Fixed Conventional loans is a bit of a moving target depending on the lender. Some continue to be best-priced at 3.5%, while others make most sense at 3.375%. Because every borrower's scenario will...
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Teach Yourself The Basics
8/1/2012
Teach yourself the basics "Basics of a Mortgage Loan" A mortgage loan is a financing instrument where a lender requires the borrower to put up a real property (defined as the property and the house that stands on it) as security for the loan. During the loan period, the lender holds the title of the property in lien, until the loan is completely paid. Moreover, in cases, where the borrower defaults on the loan payments, the lender assumes ownership over the property. Pro-actively educate yourself on the terms, conditions, and costs...
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Home Equity Line of Credit?
8/1/2012
Home Equity Line of Credit? Does it make the most sense for you Home Loans, "Home Equity Line of Credit?" Do you know what it is? What is a "home equity line of credit?" A home equity line of credit is a revolving loan, with a minimum and maximum amount of withdrawal. And what makes the availment of a home equity line of credit a viable loan option in comparison to a home equity loan? There’s the ease of use in accessing the loan. This can be as trouble-free as writing a special check to access the account, the use of your credit...
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